Financial Strength & Solid Ratings

Financials & Ratings

Stewardship Through Financial Strength

The companies of OneAmerica^® keep their promises to insurance and financial services customers by maintaining financial strength. We put your long-term financial security ahead of our short-term profits, demonstrating two of our guiding values: integrity and stewardship.

OneAmerica thrives throughout challenging economic times, and we continually outperform peers by responsibly managing our investments. For more than 140 years, millions of Americans have trusted us to deliver on our promises. Our financial strength proves we will fulfill our commitment to you, too.

View our most recent consolidated financial documents based on generally accepted accounting principles (GAAP).

Integrity Backed by Insurance Company Ratings

We have received favorable recognition for our overall strength from A.M. Best, and S&P Global Ratings, the industry's leading credit rating agencies. These agencies provide independent, third-party evaluations of the financial strength and claims paying ability of the companies of OneAmerica. Ratings are under continuous review and subject to change and/or re-affirmation.

A.M. Best rates OneAmerica A+ (Superior) — stable outlook

Policyholders refer to A.M. Best's ratings and analysis to assess the financial strength and creditworthiness of insurance organizations. On August 31, 2023, A.M. Best affirmed the A+ (Superior) financial strength rating for the following OneAmerica companies: American United Life Insurance Company^® (AUL) and its affiliate: The State Life Insurance Company^®. An A+ (Superior) rating is the second highest of 15 possible ratings.

S&P Global Ratings affirms OneAmerica AA- — stable outlook

Investors who want to make informed decisions turn to S&P Global Ratings (S&P) for market intelligence, including credit ratings, indices, investment research and risk evaluations. On August 23, 2023, S&P affirmed its fourth highest of 22 possible ratings, AA-, for the OneAmerica life insurance companies, American United Life Insurance Company^® (AUL) and The State Life Insurance Company^®. S&P maintained its stable outlook.