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OneAmerica Care Solutions Products: Stable, Predictable, Guaranteed

OneAmerica Care Solutions Products: Stable, Predictable, Guaranteed

Care Solutions Products

Care Solutions

Care Solutions includes multiple protections in a single purchase:

  • Protect against LTC expenses – Use assets for monthly benefit to go toward qualifying LTC expenses
  • Provide a legacy – Give assets to beneficiaries, an income-tax free benefit
  • Premium return – Get assets back, cancel the policy and receive all premium back (less benefits received), plus cash value accumulation
  • High-level Product Overview

Asset-Care®

Asset-Care is designed to help clients protect their assets by using the safety of whole life insurance. With a one-time premium, a client receives a guaranteed amount of life insurance coverage, all of which can be used for qualifying long-term care benefits.

Annuity Care®

Annuity Care is a single-premium deferred annuity with a higher credited rate of interest for qualifying long-term care expenses. When clients utilize their Annuity Care for qualifying LTC purposes, any money received is federal

income-tax free as a result of the Pension Protection Act.

Indexed Annuity Care®

Indexed Annuity Care can change the way your clients prepare for long-term care (LTC). Never before has an indexed annuity’s upside growth potential been combined with the LTC benefits and guarantees you’ve come to expect from OneAmerica®.

ImmediateCare®

ImmediateCare is a single premium immediate annuity that offers two options: ImmediateCare SPIA for retirement income and ImmediateCare Plus for income to help with the cost of LTC expenses.

Legacy Care®

Legacy Care is a single-premium deferred annuity that offers several unique features and benefits, can provide value and peace of mind.

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COMPARE LTC COSTS

Use this state-by-state map to compare average long-term care costs through 2052.


LTC Cost of Care Map

OneAmerica LTC Study

OneAmerica has once again collaborated with Hanover Research, this time to survey financial professionals regarding long-term care (LTC) planning. You can access both the consumer and (NEW!) financial professional studies with the link below.

SEE STUDIES

OneSource Online

Get more information at our OneSource Online site.

LOGIN HERE

Care Solutions Info

For more information on Care Solutions products, including state variations, please contact your back office or the Care Solutions Sales Desk below.

CALL 1-844-833-5520

Your LTC marketing toolbox

Access our latest Care Solutions marketing campaign materials to engage with clients.

GET THE LATEST INFO

Get a Quote

Explore the rates and benefits available with asset-based LTC

CALCULATE BENEFITS NOW

VIDEO MESSAGE

Dennis Martin on how life insurance and LTC touched his family.

Dennis Martin video