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OneAmerica Care Solutions Products: Stable, Predictable, Guaranteed
OneAmerica Care Solutions Products: Stable, Predictable, Guaranteed
Care Solutions Products
Care Solutions
Care Solutions includes multiple protections in a single purchase:
- Protect against LTC expenses – Use assets for monthly benefit to go toward qualifying LTC expenses
- Provide a legacy – Give assets to beneficiaries, an income-tax free benefit
- Premium return – Get assets back, cancel the policy and receive all premium back (less benefits received), plus cash value accumulation
- High-level Product Overview
Asset-Care®
Asset-Care is designed to help clients protect their assets by using the safety of whole life insurance. With a one-time premium, a client receives a guaranteed amount of life insurance coverage, all of which can be used for qualifying long-term care benefits.
Annuity Care®
Annuity Care is a single-premium deferred annuity with a higher credited rate of interest for qualifying long-term care expenses. When clients utilize their Annuity Care for qualifying LTC purposes, any money received is federal
income-tax free as a result of the Pension Protection Act.
Indexed Annuity Care®
Indexed Annuity Care can change the way your clients prepare for long-term care (LTC). Never before has an indexed annuity’s upside growth potential been combined with the LTC benefits and guarantees you’ve come to expect from OneAmerica®.
ImmediateCare®
ImmediateCare is a single premium immediate annuity that offers two options: ImmediateCare SPIA for retirement income and ImmediateCare Plus for income to help with the cost of LTC expenses.
Legacy Care®
Legacy Care is a single-premium deferred annuity that offers several unique features and benefits, can provide value and peace of mind.

