Pete the Planner: Asset Classes

Overview

Enjoy these brief videos outlining important investing concepts related to your retirement preparation. They are fun, educational, engaging and packed with lots of tips to assist you in taking the next steps today.

HSA Investing

Pete the Planner discusses other potential ways your HSA could be invested for some near-term needs.

Pete the Planner: Investing made simple

Pete provides options available under your retirement plan.

Pete the Planner: Asset allocation and diversification

Pete illustrates how asset allocation and diversification may impact your investments.

Pete the Planner: Diversifying investments

Emily asks Pete the Planner what the difference is between stocks and bonds, and what to know about diversifying.

Pete the Planner: Indexed investing

Pete describes how index investments work in comparison to the stock market.

Pete the Planner: Investing in an annuity

Pete the Planner reviews the pros and cons of investing in an annuity.

Pete the Planner: Risk and nearing retirement

Pete the Planner discusses things to take into account from a risk standpoint when nearing retirement.

Pete the Planner: Target Date funds

Pete the Planner answers what to know about Target Date funds.

Finding Stability in Uncertain Times

Pete the Planner discusses some things to keep in mind in times of financial uncertainty.

Overview

Interactive calculators will help you take an active role in your learning and will assist you in developing a proactive plan today to achieve your goals tomorrow.

Asset Allocation Calculator

Your risk tolerance affects how you allocate your retirement assets.

This calculator contains content that is best viewed in landscape orientation. We suggest rotating your device so it is longer than it is tall.

What type of investor are you?

As an investor, you want to find a balance between financial stability and potential asset growth — a balance that makes you comfortable with how you allocate your assets. Most investors fall into one of five types, depending on how much they value stability over growth. Get a feel for your financial risk tolerance when you answer these questions.

Determine your investor profile

I expect to begin withdrawing money from my retirement account in:

Once I begin withdrawing money from my retirement account, I expect the withdrawals to last:

I would take money out of my retirement account to pay for a large, unexpected expense.

To meet my financial goals, my investments must grow at a high rate of return.

I prefer investments that are a low risk, even if the returns are lower than the rate of inflation (the rise in prices over time).

I prefer an investment strategy designed to grow steadily and avoid sharp ups and downs.

When it comes to investing, protecting the money I have is my highest priority.

I am unwilling to wait several years to recover from losses I could incur in an extended down market.

I always choose investments with the highest possible return, even if the investments may frequently experience large declines in value because of higher risk.

10.

If I had $1,000 invested in an account, and its value dropped to $850 after six months, I would move all my money to a more conservative account.

Note: Investment information is provided for educational purposes only.

Group variable annuity products are issued by American United Life Insurance Company^® (AUL) and registered group variable annuity products are distributed by OneAmerica Securities, Inc., Member FINRA, SIPC, a Registered Investment Advisor, One American Square, Indianapolis, IN 46282, which is a wholly owned subsidiary of AUL. McCready and Keene provides administrative and record keeping services and is not a broker/dealer or an investment advisor. Neither AUL, OneAmerica Securities, McCready and Keene nor their representatives provide tax, legal or investment advice.

Investing always involves risk, including the potential loss of principal. Participants should carefully consider their risk tolerance, investing time horizon, needs and objectives as well as the specific risks and limitations associated with each of the investment options before investing.

What type of investor are you?

Your answers indicate that a retirement portfolio similar to this may suit your investment type.

This risk profile is a sample only. The proper asset allocation for your situation may differ. In applying any one of the profiles to your individual situation, you also should consider your other assets, income, and investments (including home equity, savings accounts, and other retirement plans), as well as your needs, goals and aversion to risk. If any of these factors change, you should review your investment allocation.

Retirement Income Retirement Income

This calculator can be used regularly to confirm that your retirement strategy is aligned with your retirement goals.

Retirement Income

Overview

All the guides and articles here are jam-packed with ideas on sound investing, market volatility and other retirement topics that are relevant to your planning. Take the time to read these short topical articles, and then take the next steps to achieve your goals.

5 Tips for Coping with Market Volatility

Confidence in your investment strategy will help you keep calm in times of economic uncertainty.

3 Things You Should Know About Diversification

Diversification can help you achieve both stability and growth, moving you closer to your retirement goals.

Evaluate Investment Options Using These 8 Pieces of Information

Understanding the typical investment option summary or overview can help you compare your options.

Types of Investments

Understanding how the different investments types work can help you develop an effective investment strategy.

3 Things You Should Know About Risk & Return in Investing

Understanding risk and return, how it varies and how inflation factors in is key to a sound investment strategy.

Are You Ready To Work With A Financial Advisor

Understanding when is the right time to work with a Financial Advisor

2023 1st Quarter Market Update

Adjusting to a changing environment

Guide to choosing a financial advisor

Pete the Planner offers some guidelines for what to look for when evaluating financial professionals.

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Videos

Calculators

Library

Overview

HSA Investing

Pete the Planner: Investing made simple

Pete the Planner: Asset allocation and diversification

Pete the Planner: Diversifying investments

Pete the Planner: Indexed investing

Pete the Planner: Investing in an annuity

Pete the Planner: Risk and nearing retirement

Pete the Planner: Target Date funds

Finding Stability in Uncertain Times

Overview

Asset Allocation Calculator

Retirement Income Retirement Income

Overview

5 Tips for Coping with Market Volatility

3 Things You Should Know About Diversification

Evaluate Investment Options Using These 8 Pieces of Information

Types of Investments

3 Things You Should Know About Risk & Return in Investing

Are You Ready To Work With A Financial Advisor

2023 1st Quarter Market Update

Guide to choosing a financial advisor

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Asset Classes

Allocating Your Assets

Time Horizon and Diversification

Find a Financial Professional